---
description: Review of SCREDIT Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: SCREDIT | Reviews, Pricing & Demos - SoftwareAdvice GB
---

Breadcrumb: [Home](/) > [Financial Risk Management Software](/directory/4165/financial-risk-management/software) > [SCREDIT](/software/693103/SCREDIT)

# SCREDIT

Canonical: https://www.softwareadvice.co.uk/software/693103/SCREDIT

> SCREDIT is a cloud-based credit management platform built for B2B suppliers, distributors, manufacturers, and building materials companies that extend trade credit to their customers. It replaces the spreadsheets, email threads, and disconnected tools most credit teams still rely on with one auditable system covering the full credit lifecycle: customer onboarding, credit decisioning, portfolio monitoring, accounts receivable visibility, and collections.

Customer onboarding: Digital credit applications with document upload, trade and bank reference collection, e-signature, and a customer-facing portal (SCONNECT) where applicants submit and track their application from any device. Applications are complete on first pass, so decisions move faster.

Credit decisioning: Pull commercial credit bureau data, analyze financial statements, and apply your own credit policy through configurable scoring and approval workflows. Route approvals by amount, risk tier, or region, with a full audit trail on every decision. Sales teams can request and receive credit decisions at the point of sale.

Portfolio monitoring: Track exposure by customer, segment, and risk grade. Get alerts on limit breaches, deteriorating bureau scores, and aging shifts before they become write-offs. Schedule periodic reviews and re-underwrite existing accounts without starting from scratch.

Collections and AR: See aging, disputes, promises to pay, and collector activity in one workspace. Prioritize accounts by risk and value, automate dunning sequences, and give collectors a daily worklist instead of a spreadsheet.

Integration: Connects to your ERP and accounting system for customer master, invoices, and payments, and to credit bureaus for risk data. Built as a multi-tenant SaaS with role-based access, tenant-level data isolation, and encryption in transit and at rest.

SCREDIT is developed by EFILOS Technologies, Inc., a US-based fintech company with deep experience in commercial credit operations. It is designed for mid-market and enterprise credit departments that want to standardize policy, reduce decision variance, and improve cash flow without a multi-year implementation.
> 
> Verdict: Rated \*\*\*\* by 0 users. Top-rated for **Overall Quality**.

-----

## About the vendor

- **Company**: EFILOS TECHNOLOGIES

## Commercial Context

- **Starting Price**: US$750.00
- **Pricing model**: Other
- **Pricing Details**: SCREDIT is priced per month, billed annually, starting at $750/month for the Starter plan. Plans scale with credit-team size, application volume and modules (Starter, Growth, Scale), with a Custom plan for bespoke integrations and dedicated environments. A one-time implementation fee covers configuration, ERP and bureau integration, and go-live. The SCONNECT customer portal is included in every plan. See efilostech.com/pricing for current details.
- **Target Audience**: 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada, France, Germany, India, United Kingdom, United States

## Features

- ACH Payment Processing
- AI Copilot
- API
- Accounting Integration
- Activity Dashboard
- Activity Tracking
- Alerts/Notifications
- Artificial Intelligence
- At Risk Customers
- Audit Trail
- Automated Notices
- Autonomous Task Execution
- Business Process Automation
- Business Process Control
- Cash Application
- Client Management
- Cloud
- Collections Effectiveness
- Compliance Control
- Compliance Management

## Support Options

- Email/Help Desk
- Phone Support
- Chat

## Category

- [Financial Risk Management Software](https://www.softwareadvice.co.uk/directory/4165/financial-risk-management/software)

## Related Categories

- [Financial Risk Management Software](https://www.softwareadvice.co.uk/directory/4165/financial-risk-management/software)
- [Debt Collection Software](https://www.softwareadvice.co.uk/directory/4514/debt-collection/software)

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.uk/software/693103/SCREDIT)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/693103-SCREDIT/> |
| en-AU | <https://www.softwareadvice.com.au/software/693103/SCREDIT> |
| en-GB | <https://www.softwareadvice.co.uk/software/693103/SCREDIT> |
| en-IE | <https://www.softwareadvice.ie/software/693103/SCREDIT> |
| en-NZ | <https://www.softwareadvice.co.nz/software/693103/SCREDIT> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"SoftwareAdvice UK","address":{"@type":"PostalAddress","addressLocality":"Egham","addressRegion":"ENG","postalCode":"TW20 9AH","streetAddress":"Tamesis, The Glanty, Staines-upon-Thames Egham TW20 9AH United Kingdom"},"description":"Software Advice helps businesses in the UK find the best software with confidence. Compare software options and learn more from our research and user reviews.","email":"info@softwareadvice.co.uk","url":"https://www.softwareadvice.co.uk/","logo":"https://dm-localsites-assets-prod.imgix.net/images/software_advice/logo-white-d2cfd05bdd863947d19a4d1b9567dde8.svg","@type":"Organization","@id":"https://www.softwareadvice.co.uk/#organization","parentOrganization":"G2.com, Inc.","sameAs":[]},{"name":"SCREDIT","description":"SCREDIT is a cloud-based credit management platform built for B2B suppliers, distributors, manufacturers, and building materials companies that extend trade credit to their customers. It replaces the spreadsheets, email threads, and disconnected tools most credit teams still rely on with one auditable system covering the full credit lifecycle: customer onboarding, credit decisioning, portfolio monitoring, accounts receivable visibility, and collections.\n\nCustomer onboarding: Digital credit applications with document upload, trade and bank reference collection, e-signature, and a customer-facing portal (SCONNECT) where applicants submit and track their application from any device. Applications are complete on first pass, so decisions move faster.\n\nCredit decisioning: Pull commercial credit bureau data, analyze financial statements, and apply your own credit policy through configurable scoring and approval workflows. Route approvals by amount, risk tier, or region, with a full audit trail on every decision. Sales teams can request and receive credit decisions at the point of sale.\n\nPortfolio monitoring: Track exposure by customer, segment, and risk grade. Get alerts on limit breaches, deteriorating bureau scores, and aging shifts before they become write-offs. Schedule periodic reviews and re-underwrite existing accounts without starting from scratch.\n\nCollections and AR: See aging, disputes, promises to pay, and collector activity in one workspace. Prioritize accounts by risk and value, automate dunning sequences, and give collectors a daily worklist instead of a spreadsheet.\n\nIntegration: Connects to your ERP and accounting system for customer master, invoices, and payments, and to credit bureaus for risk data. Built as a multi-tenant SaaS with role-based access, tenant-level data isolation, and encryption in transit and at rest.\n\nSCREDIT is developed by EFILOS Technologies, Inc., a US-based fintech company with deep experience in commercial credit operations. It is designed for mid-market and enterprise credit departments that want to standardize policy, reduce decision variance, and improve cash flow without a multi-year implementation.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6e2a2991-1211-4ef5-a781-3a4a7ba7a20e.png","url":"https://www.softwareadvice.co.uk/software/693103/SCREDIT","@type":"SoftwareApplication","@id":"https://www.softwareadvice.co.uk/software/693103/SCREDIT#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.co.uk/#organization"},"offers":{"price":"750","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Risk Management Software","position":2,"item":"/directory/4165/financial-risk-management/software","@type":"ListItem"},{"name":"SCREDIT","position":3,"item":"/software/693103/SCREDIT","@type":"ListItem"}],"@id":"https://www.softwareadvice.co.uk/software/693103/SCREDIT#breadcrumblist"}]}
</script>