---
description: Review of Zil Money Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
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title: Zil Money | Reviews, Pricing & Demos - SoftwareAdvice GB
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# Zil Money

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> The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. &#10; &#10;The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. &#10;&#10;Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.
> 
> Verdict: Rated **4.7/5** by 103 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 103 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zil.US
- **Founded**: 2008

## Commercial Context

- **Starting Price**: US$30.00
- **Pricing model**: Usage Based (Free Trial)
- **Pricing Details**: Zil Money is available via the following plans:&#10;Pay as You Need - $0 No Minimum Spend (Initial Recharge $30)&#10;Business - $49.99 Minimum Spend/Month&#10;Premium - $499.99 Minimum Spend/Month&#10;Enterprise - Custom (Starting at $999/Month)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- API
- Activity Dashboard
- Billing & Invoicing
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Payment Links
- Reporting/Analytics

## Integrations (14 total)

- BitPay
- Dynamics 365
- FreshBooks
- Gusto
- NetSuite
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Payroll
- Sage Accounting
- Xero
- Zapier
- Zoho Books
- Zoho Connect
- servis.ai

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.co.uk/directory/4526/online-payment/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.co.uk/software/104664/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.softwareadvice.co.uk/software/317580/venmo) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.softwareadvice.co.uk/software/49509/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.softwareadvice.co.uk/software/374157/square-payments) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.softwareadvice.co.uk/software/374161/square-register-pos) — 4.6/5 (3021 reviews)

## Reviews

### "Zil money is worth a try for people who rarely need online payment service" — 5.0/5

> **Cheyenne** | *28 July 2024* | Gambling & Casinos | Recommendation rating: 8.0/10
> 
> **Pros**: It was above all easy to use and send my payments and my payments were protected
> 
> **Cons**: I havent found anything yet that i can i say i dislike about zil
> 
> Ive had a great experience so far and wouldn't ask for anything more payments are easy to send and fast processing times

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### "So easy, a Caveman could do it." — 5.0/5

> **Jonica Ariel** | *4 October 2025* | E-Learning | Recommendation rating: 10.0/10
> 
> **Pros**: The ease of creating your own secure way of making payments for small business owners who  have to make every penny count.
> 
> **Cons**: Nothing that i did not like about this app. There's not much to it, I was actually wowed by this application.
> 
> I had a easy setup process and when it came time for me to issue out payments i had no problem executing e-checks to my team. It was a no hassle quick process that left me stress free\!

-----

### "Mines\&yours" — 3.0/5

> **Kyndra** | *2 October 2025* | Construction | Recommendation rating: 5.0/10
> 
> **Pros**: Money transfer is some what easy
> 
> **Cons**: dont however like the credit card payment process do how ever like the security of the site

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### "Efficient Payment Platform for Small Businesses" — 4.0/5

> **Pulkeet** | *17 June 2025* | Textiles | Recommendation rating: 7.0/10
> 
> **Pros**: "I liked the user-friendly interface and the ability to create and send checks instantly. It saves a lot of time for small businesses and freelancers like me. The integration with banks and quick processing makes it very efficient."
> 
> **Cons**: "The platform is feature-rich, but it can feel a bit overwhelming for first-time users. A clearer onboarding guide or tutorial would help new users navigate it more easily."
> 
> "My overall experience with Zil Money has been positive. The platform offers a wide range of features like check printing, ACH, and wire transfers that are especially useful for small businesses and freelancers. I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the interface, it becomes a powerful tool for managing payments efficiently."

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### "Great Money Management" — 5.0/5

> **Ashley** | *18 October 2025* | Internet | Recommendation rating: 7.0/10
> 
> **Pros**: I really loved and enjoyed the readability, smooth operation and quick transfers and transactions I don’t have complaints
> 
> **Cons**: I didn’t like it took me a while to register and get the application downloaded and installed. After it was finished was no problem
> 
> This company is a great opportunity to take Adamvantage of using. There trustworthy\! I recommend trying them if you haven’t yet.

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## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.uk/software/428582/zil-money)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/product/428582-Zil-Money/> |
| en-AU | <https://www.softwareadvice.com.au/software/428582/zil-money> |
| en-GB | <https://www.softwareadvice.co.uk/software/428582/zil-money> |
| en-IE | <https://www.softwareadvice.ie/software/428582/zil-money> |
| en-NZ | <https://www.softwareadvice.co.nz/software/428582/zil-money> |

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