--- description: Review of Square Payments Software: system overview, features, price and cost information. Get free demos and compare to similar programs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Square Payments | Reviews, Pricing & Demos - SoftwareAdvice GB --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/4759/mobile-credit-card-processing-software/software) > [Square Payments](/software/374157/square-payments) # Square Payments Canonical: https://www.softwareadvice.co.uk/software/374157/square-payments Page: 1 / 109\ Next: [Next page](https://www.softwareadvice.co.uk/software/374157/square-payments?page=2) > Square Payments is a cloud-based payment processing tool for businesses within the retail, food and beverage and health and fitness industries. Key features include fraud prevention, dispute management, touch-free transactions, automated invoicing and cash flow monitoring. Square Payments’ built-in analytics uses machine learning to track fraudulent activities and monitor transactions in real-time. It can send automatic alerts on suspicious activities. Automatic receipts speed up the checkout processes and ensure a digital record of all purchases is kept. Additionally, this tool comes with an activity dashboard, which consolidates all customer data and provides timely updates on sales and inventory. Square Payments is available on a per-transaction basis and support is provided via documentation, forums, emails, phone, FAQs and video tutorials. The application involves Terminal API and Reader SDK to streamline payment processing and offers integrations with third-party point-of-sale software and service providers including Mailchimp, Ritual, WooCommerce and Intuit QuickBooks. > > Verdict: Rated **4.7/5** by 2687 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2687 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - API - Activity Dashboard - Billing & Invoicing - CRM - Cash Management - Compliance Management - Contactless NFC - Credit Card Processing - Cryptocurrency Processing - Customer Database - Data Security - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - Fraud Detection - Gift Card Management - In-Person Payments - Invoice Management - Mobile Access ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.uk/directory/4759/mobile-credit-card-processing-software/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.softwareadvice.co.uk/directory/4759/mobile-credit-card-processing-software/software) - [Payment Processing Software](https://www.softwareadvice.co.uk/directory/4526/online-payment/software) ## Alternatives 1. [PayPal](https://www.softwareadvice.co.uk/software/104664/paypal) — 4.6/5 (26419 reviews) 2. [Venmo](https://www.softwareadvice.co.uk/software/317580/venmo) — 4.7/5 (9282 reviews) 3. [Stripe](https://www.softwareadvice.co.uk/software/49509/stripe) — 4.6/5 (3342 reviews) 4. [Square Point of Sale](https://www.softwareadvice.co.uk/software/374161/square-register-pos) — 4.6/5 (3031 reviews) 5. [Nomod](https://www.softwareadvice.co.uk/software/389619/Nomod) — 4.8/5 (339 reviews) ## Reviews ### "Happy and Satisfied" — 5.0/5 > **Bridget** | *19 May 2026* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: My administration loves the fast payment that Square Payments provide. We receive next day payments which is very helpful for the business. > > **Cons**: At this moment in time my staff and I have no complaints about Square Payment. It has really assisted us in processing payments. > > Square is very easy to use. There has not been any hidden fees. The charges are what was agreed upon. ----- ### "Square Rocks\!" — 5.0/5 > **Sarah** | *19 May 2026* | Apparel & Fashion | Recommendation rating: 10.0/10 > > **Pros**: I love square payments, and how easy it is to use while collecting card payments. The payment processing is super easy\! > > **Cons**: My least favorite thing about square payments is the cost of it, it is a little pricey, but I truly do feel like it pays for itself\! > > My overall experience with Square payments is amazing\! The one time I had a issue and it was miner, but the customer support team was so helpful and kind to me and helped me resolve the issue within minutes. ----- ### "Still the best invoicing and business app around\!" — 5.0/5 > **Decembre** | *30 April 2026* | Security & Investigations | Recommendation rating: 9.0/10 > > **Pros**: I love square because it does the new hiring filing, my quarterly taxes and so much more. My employees and contractors can even look up their check stubs whenever they want it. > > **Cons**: Square still does not protect against fraud and protecting the business owner. Other than that, I love Square. ----- ### "The best payment processor I’ve used" — 5.0/5 > **Samantha** | *19 March 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: Easy to use and integrate/implement for me and my clients. Transparent fees and quick payments. Comprehensive reporting. > > **Cons**: I genuinely can’t think of any cons for Square. I’ve been incredibly happy with the service (including customer service). > > I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use. ----- ### "Simple, Reliable Payments with Room for Improvement" — 5.0/5 > **Verified Reviewer** | *12 April 2026* | Arts & Crafts | Recommendation rating: 8.0/10 > > **Pros**: I liked how easy Square Payments is to use, especially for a small business. The setup was quick, and I was able to start accepting payments right away without any complicated steps. I also appreciate the all-in-one system—it handles payments, inventory, and sales tracking in one place. The mobile app is user-friendly, and being able to accept card payments anywhere is a huge plus. The transparent pricing with no hidden fees makes it even better for managing my business finances. > > **Cons**: One downside is the processing fees, which can add up over time, especially for small businesses with lower margins. I also noticed that transfers to my bank account can sometimes take longer than expected unless I pay an extra fee for instant deposits. Another issue is that account holds or payment reviews can happen without much notice, which can be frustrating when you rely on consistent cash flow. > > Overall, my experience with Square Payments has been very positive. It’s a reliable and easy-to-use platform that makes accepting payments simple, whether in person or online. The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and occasional delays in deposits can be a downside, the convenience, flexibility, and professional features make it a great option for small business owners ----- Page: 1 / 109\ Next: [Next page](https://www.softwareadvice.co.uk/software/374157/square-payments?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.uk/software/374157/square-payments) ## This page is available in the following languages | Locale | URL | | de | | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | | fr | | ----- ## Structured Data