--- description: Review of Credit Karma Software: system overview, features, price and cost information. Get free demos and compare to similar programs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Credit Karma | Reviews, Pricing & Demos - SoftwareAdvice GB --- Breadcrumb: [Home](/) > [Reporting Tools](/directory/4284/reporting-tools/software) > [Credit Karma](/software/356733/credit-karma) # Credit Karma Canonical: https://www.softwareadvice.co.uk/software/356733/credit-karma Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.co.uk/software/356733/credit-karma?page=2) > Credit Karma is a free credit monitoring and financial management tool that helps users gain insight into their credit and spending habits. Credit Karma provides a holistic view of all credit finances so you can make informed decisions to help achieve financial progress. Credit Karma also analyzes credit scores and provides recommendations on how to improve your financial situation in order to help you build a positive credit history. Credit Karma also provides personalized, actionable advice and tips on everything from paying down debt to how to apply for a loan. Join over 100 million members making financial progress toward their credit goals. > > Verdict: Rated **4.6/5** by 29 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 29 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.8/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Intuit - **Founded**: 1983 ## Commercial Context - **Target Audience**: Self Employed, 2–10, 11–50 - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - API - Data Visualisation - Financial Reporting - Real-Time Data - Real-Time Reporting ## Category - [Reporting Tools](https://www.softwareadvice.co.uk/directory/4284/reporting-tools/software) ## Alternatives 1. 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The app kept sending me notifications saying that my score was higher than people my age, that my score was going up and congratulated me for my score going up. I came to find that my score had dropped when I applied for a loan and my score was down by over 100 points and I never got a notification about it from the app. I still use the app, but this disappointed me. > > Overall, the app is a good tool to help people stay on top of their finances. With some more oversight, a user could do some great work tracking their financial status and credit scores. ----- ### "Helped me fix my mistakes" — 5.0/5 > **Andre** | *25 September 2025* | Retail | Recommendation rating: 10.0/10 > > **Pros**: Credit karma has helped me so much in repairing my credit. Its user friendly interface and personalized credit card offers makes it so easy. > > **Cons**: Sometimes I feel when it comes to credit repair, offering loans shouldn’t be so easily visible. These high interest loans are what ruined my credit. > > All in all it’s been great. I use it daily and the notifications when my credit increases make me smile. ----- ### "Okay with ck" — 3.0/5 > **Royce** | *23 March 2025* | Computer Software | Recommendation rating: 7.0/10 > > **Pros**: It was good to get my credit reports from them > > **Cons**: Too. Many offers that didn't pan out for loans > > I used it for a while. Had a lot of helpful hints on it to help with credit ----- ### "Easy to use and important information to keep an eye on\!" — 5.0/5 > **Verified Reviewer** | *12 July 2025* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: I love pretty much everything about Credit Karma. I use it very frequently and get emails often regarding my accounts. I like that you can log in with a number passcode, I like that it shows you your average tax refund estimate, I like that it keeps your credit score pretty updated and all the account information. > > **Cons**: I haven't run into many things I don't like about Credit Karma but I do dislike how many emails I get that maybe I didn't need to. > > Overall, I love the ease of use. I like how the dashboard, tax, credit, accounts and debt are all separated and easy to access. It will show you all your loans, debt and accounts open which helps you stay protected in the case of someone trying to use any of your information. They show you available cards you may be approved for and that's very helpful as well. ----- ### "Scores up. Hassels down." — 4.0/5 > **Joshua** | *20 June 2025* | Construction | Recommendation rating: 9.0/10 > > **Pros**: The dual credit access. Its absolutely awsome, to be able to monitor my equifax and my Transunion, in the same app. > > **Cons**: There slow to update the credit matches section of the software. When a new card match is available, id like to know. > > Handy as can be. My credit scores up 117 points thinks the the help of Credit Karma. Thanks Credit Karma. ----- Page: 1 / 2\ Next: [Next page](https://www.softwareadvice.co.uk/software/356733/credit-karma?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.uk/software/356733/credit-karma) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data