--- description: Review of Wise Software: system overview, features, price and cost information. Get free demos and compare to similar programs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png title: Wise | Reviews, Pricing & Demos - SoftwareAdvice GB --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Wise](/software/319289/wise) # Wise Canonical: https://www.softwareadvice.co.uk/software/319289/wise Page: 1 / 5\ Next: [Next page](https://www.softwareadvice.co.uk/software/319289/wise?page=2) > Wise is payment processing software that lets businesses transfer money in multi-currencies to users across international countries. It is a customizable system designed to handle the specific needs of enterprise-level merchants, businesses, financial institutions, and freelancers. Wise allows users to send and receive funds for their domestic remittances and online shopping. Enterprises can also send invoices, accept online payments, take deposits and manage finances on a unified portal. Additionally, users can accept payments via PayPal, Payoneer, bank accounts, and other channels. It comes with a usage-based fee and support is provided via email, FAQs and other online measures. > > Verdict: Rated **3.8/5** by 85 users. Top-rated for **Likelihood to recommend**. ----- ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **3.8/5** | 85 Reviews | | Ease of Use | 4.0/5 | Based on overall reviews | | Customer Support | 3.5/5 | Based on overall reviews | | Value for Money | 3.8/5 | Based on overall reviews | | Features | 3.9/5 | Based on overall reviews | | Recommendation percentage | 70% | (7/10 Likelihood to recommend) | ## About the vendor - **Company**: Wise ## Commercial Context - **Pricing model**: (Free version available) - **Pricing Details**: Contact Wise for pricing details. - **Target Audience**: Self Employed, 2–10, 11–50, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, German - **Available Countries**: United Kingdom ## Features - API - Activity Dashboard - Alerts/Notifications - Data Import/Export - Data Security - Multi-Currency - Online Payments - Reporting/Analytics - Status Tracking - Transaction Monitoring ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Payment Processing Software](https://www.softwareadvice.co.uk/directory/4526/online-payment/software) ## Alternatives 1. 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It does not allow Venezuelan customers to manage their cards, nor their accounts while in Venezuela, and it is a terrible deal, since you might be eventually parked at some places, and you won't be able to use your funds. The customer support is not as good as it should be. I found myself looking for Wise customer services in different countries once a particular time zone is closed. There are no physical or virtual cards for businesses in the United States, then it is super limited the money management. > > I do use Wise literally daily from almost three years. I have to travel a lot, and I find their rates to be the best with no questions. ----- ### "A wise choice for your all your currency transfer transactions" — 5.0/5 > **Michael** | *22 March 2025* | Recreational Facilities & Services | Recommendation rating: 10.0/10 > > **Pros**: What I liked most about Wise is its lightning-fast transfer speeds, which were crucial for my situation. Living in Spain and managing large transfers for a house build, I needed transactions from my UK accounts to be quick, secure, and hassle-free. Wise consistently delivered—most transfers arrived in seconds, even with substantial amounts, and I never encountered a single issue. I also like Wise’s transparent and inexpensive fees, the user-friendly interface, and reliability across currencies. > > **Cons**: I had one issue with my bank, but that had nothing at all to do with Wise or their service. The issue was quickly resolved and the money arrived safely and quickly. > > Very happy indeed. The service has always been quick, safe, I always seem to get the best exchange rates at the time too. The fees are quite low. Its been a great discovery and perfect for my needs. ----- ### "Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business" — 1.0/5 > **Tristan** | *14 November 2024* | Photography | Recommendation rating: 0.0/10 > > **Pros**: Nothing to enjoy with wise services. There are fare better options. > > **Cons**: Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk ----- ### "I like Wise" — 5.0/5 > **Kai** | *8 May 2025* | Real Estate | Recommendation rating: 10.0/10 > > **Pros**: convineient and quick, easy to use and transfer money from payroll > > **Cons**: no interest rate earning from savings, money stay there and wasted > > fast and quick get payment dirently from wise and save exchange rate ----- ### "Must-Have\!" — 4.0/5 > **Suhail** | *4 December 2025* | Real Estate | Recommendation rating: 9.0/10 > > **Pros**: I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple. > > **Cons**: I liked least that Wise has no physical branches, which can be inconvenient when in-person support is needed. > > My overall experience with Wise has been great—simple, fast, and reliable for everyday financial needs. ----- Page: 1 / 5\ Next: [Next page](https://www.softwareadvice.co.uk/software/319289/wise?page=2) ## Links - [View on SoftwareAdvice](https://www.softwareadvice.co.uk/software/319289/wise) ## This page is available in the following languages | Locale | URL | | en | | | en-AU | | | en-GB | | | en-IE | | | en-NZ | | ----- ## Structured Data