About Samsung Pay

Samsung Pay is mobile payment and digital wallet service for Samsung devices that allows users to make payments at retail stores. Samsung Pay uses either MST (Magnetic Secure Transmission) or NFC (Near Field Communication) to communicate with the card reader. Card readers which lack NFC functionality, it uses MST technology which emulates the magnetic signal from a traditional card swipe, causing the terminal to register it as if it were a normal magnetic stripe. Samsung Pay leverages algorithm-generated token numbers for each card transaction, which enables only dummy account numbers saved on the device which protects the card and payment information against mobile hackers. Users can select the card by swiping left or right and authenticate the payment via registered fingerprint or PIN. Samsung Pay allows users to add up to seven different American Express, Visa or MasterCard card accounts (both debit and credit cards), as well as gift cards.
Samsung Pay Software - Samsung Pay cash back awards

Samsung Pay pricing

Samsung Pay does not have a free version.

Starting Price:
Not provided by vendor
Free Version:
No
Free trial:
No

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Browse Samsung Pay Reviews

260 of 260 reviews
Sort by:
Jerad
Jerad
  • Industry: Photography
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
5

5
Reviewed on 16/09/2024

Ease and convenience

My overall experience with using Samsung Pay and been really satisfying and convenient.

Pros

I like how I can either pull out my phone or my Samsung watch and just tap to pay without having to dig for my wallet. Super convenient.

Cons

Honestly I cannot think of anything that I don't like about Samsung pay.

P S
  • Industry: Automotive
  • Company size: 11–50 Employees
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
5
Functionality
4
Ease of Use
5
Customer Support
4

4
Reviewed on 20/02/2025

Quickest and Handy payment method

Superb app and the Samsung Pay mini is an all in one solution which makes this is a great package altogether

Pros

the fastest payment i have seen overall also great UI

Cons

I didnt like the reward system of this because its impossible to hit milestones

Charlie
  • Industry: Health, Wellness & Fitness
  • Company size: 5,001–10,000 Employees
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
4
Customer Support
3

3
Reviewed on 10/02/2025

careful with set up and will be a great product.

Great once set up, but do take time to ensure set up goes smoothly as if it doesn't, the backlash can be timely and frustrating to rectify.

Pros

Once set up, really easy to use. Feels safe a secure with prompt notifications of spending.

Cons

Was quite difficult to set up. Unfortunately within set up, my main card got blocked and was unable to be added to the system. This resulted in quite a lengthy set up which was frustrating.

Milagros
  • Industry: Individual & Family Services
  • Company size: 11–50 Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
5

5
Reviewed on 04/02/2025

Have your card on your phone

I started using Samsung Pay around 2018-2019. For me it was an innovative experience because it allowed me to go from the comfort of my home to the supermarket or the store and I only needed my phone.

Pros

It is a tool that allows you to make your payments quickly and safely from your phone. Most of my clients used.

Cons

I have no complaints at the moment. It is totally easy to use

Ledio
  • Industry: Restaurants
  • Company size: 11–50 Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
5

4
Reviewed on 19/01/2025

Very easy and safe payments

Very happy sith useing it, not disapointed

Pros

Very easy to use it, you can use it by your phone tablet or even a ring

Cons

A negative thing of Samsung Pay is its limited availability in certain countries which restricts access.

Keri
Keri
  • Industry: Transportation/Trucking/Railroad
  • Company size: Self Employed
  • Used Monthly for 6-12 months
  • Review Source
Value for Money
5
Functionality
3
Ease of Use
3
Customer Support
5

3
Reviewed on 22/06/2024

Samsung pay

Pros

What I like most about Samsung pay is the ease of access to virtual payments or tap to pay.

Cons

What I like least about Samsung pay is the overall transparency of the app as well as the ease of use.

Verified Reviewer
  • Industry: Music
  • Company size: 2–10 Employees
  • Used Monthly for 6-12 months
  • Review Source
Value for Money
4
Functionality
4
Ease of Use
3
Customer Support
4

4
Reviewed on 05/02/2025

Pay your way with Samsung

Overall I have found it satisfying and simple

Pros

Samsung pay has allowed me to keep track of my spending very easily

Cons

It can be a bit of a challenge sometimes to integrate cards

Cheyenne
  • Industry: Gambling & Casinos
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
5

5
Reviewed on 30/07/2024

Its all samsung and samsung pays

I have had a great experience with it and every other samsung product it doesn't get much better than samsung

Pros

I love that my information my personal information and all my payment methods information is stored safely leaving me worry free of fraud

Cons

Nothing yet so far the past years ive loved it

Sifis-esihle
  • Industry: Computer Games
  • Company size: Self Employed
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
3
Functionality
5
Ease of Use
5
Customer Support
4

5
Reviewed on 03/07/2024

Samsung pay app

My experience was nice and I love the way it works and it's a save way to send money

Pros

It is fast and easy to use and the charger's are not that much

Cons

The easy ways to pay someone and know that it won't even take more then 5mins

Kyle
  • Industry: Online Media
  • Company size: Self Employed
  • Used Daily for 1+ year
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
4
Customer Support
5

5
Reviewed on 15/05/2024

Samsung pay is convenient to use!

I love that even if i forget my wallet i can just use my phone. Definitely would recommend for anyone that always has their phone.

Pros

I love having another way to pay and its great because my phone is always with me.

Cons

Sometimes it would have compatibility issues.

Heathere
  • Industry: Consumer Services
  • Company size: 1,001–5,000 Employees
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
5

5
Reviewed on 01/09/2022

Samsung pay is one of the best.

I absolutely love Samsung pay. It makes all of my business transactions quick and easy.

Pros

I've been to several stores that didn't accept many forms of payments, but Samsung pay is normally always accepted. And it makes my online shopping so much easier. And I get rewards for using the app.

Cons

I don't have any complaints about this software at all

César
César
  • Industry: Computer Hardware
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Functionality
4
Ease of Use
5
Customer Support
0

5
Reviewed on 24/05/2022

A good digital wallet

I have had a good experience with Samsung Pay, it has allowed me to save time and be more productive because I can have my accounts in one place, without having to carry many cards with me. It is an excellent product, it is the future.

Pros

The best thing about Samsung Pay is the trust and security that the brand gives you when making transactions, it is a very transparent and non-invasive process that gives warmth to the user. The interface is good, simple, beautiful, and easy to use. The NFC payment process works well and quickly. If you have a Samsung mobile it is the best option you can have, but if you have an Android mobile it is a great option to value.

Cons

A greater reach is needed from the brand because there are countries that cannot access Samsung Pay services, and in the same way, there are commercial premises that do not allow paying with this app.

Ruben
  • Industry: Real Estate
  • Company size: Self Employed
  • Used Monthly for 1+ year
  • Review Source
Value for Money
0
Functionality
3
Ease of Use
4
Customer Support
0

4
Reviewed on 18/05/2024

Similar to all other apps

Pros

It can do what it needs to do but for me

Cons

It isnt as easy to use as other wallet softwares

Haydn
  • Industry: Computer Games
  • Company size: Self Employed
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
0
Functionality
5
Ease of Use
5
Customer Support
0

5
Reviewed on 19/10/2023

Easy and fast

Pros

Very easy and very fast, makes life more simple

Cons

Has a bit of restrictions but overall still very good service

Samuel
  • Industry: Hospital & Health Care
  • Company size: 10,000+ Employees
  • Used Daily for 1+ year
  • Review Source
Value for Money
0
Functionality
5
Ease of Use
4
Customer Support
5

4
Reviewed on 14/04/2023

Samsung pay user for 2 years

I have tons of benefits by using samsung pay. I personally think it is much safer than google pay, but samsung phone itself is very valuable when it comes to security, so I should be always aware of it.

Pros

I travelled to South korea often. As Samsung pay user, it is very accessible every store and restaurants as apple pay is very limited even though they just introduce the system in south korea. I really like about paying for tube fare with my phone, and I don't need to worry about losing my wallet.

Cons

One of the critical cons about samsung pay is if you lose your phone, it becomes very complicated problem. And also, If your phone is on low battery, samsung pay is not working. I also had some trouble using samsung pay while travelling other countries where they don't have NFC payment system.

Emanuel
  • Industry: E-Learning
  • Company size: Self Employed
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
4

5
Reviewed on 05/02/2023

I like Samsung pay because it is easy, practical and fast

My experience in general is good. I use the app daily, from the bakery to the gas station. It could improve the points program, then yes, it would be perfect.

Pros

After I started using Samsung pay I don't even know what it's like to use a physical wallet

Cons

The scores are not that interesting, the options to exchange leave something to be desired, the coupons are interesting, they are always unavailable or I cannot exchange them, not to mention that the points expire quickly.

marina
marina
  • Industry: Marketing & Advertising
  • Company size: 11–50 Employees
  • Used Daily for 1+ year
  • Review Source
Value for Money
4
Functionality
5
Ease of Use
4
Customer Support
4

4
Reviewed on 17/04/2023

digital wallet

Samsung Pay has generally received positive reviews for its ease of use, security features, and wide acceptance among merchants.

Pros

like Samsung Pay's convenience, security, and wide acceptance among merchants.

Cons

Samsung Pay is not compatible with all devices, and it may not always work properly in some stores.

Rudolph
Rudolph
  • Industry: Real Estate
  • Company size: 2–10 Employees
  • Used Monthly for 1-5 months
  • Review Source
Value for Money
3
Functionality
4
Ease of Use
3
Customer Support
3

3
Reviewed on 16/04/2023

Samsung Pay, or Goolgle Pay? You choose.

It was not a bad experience in the early days of the app, but honestly it doesn't seem as widely used as I thought it was supposed to be. If it and I don't know it then they should find a better way to inform Samsung mobile phone users. Perhaps a series of rolling notifications to let me know it's accepted at every terminal Google pay is. I just don't know much about the app anymore. It would help if I were reminded.

Pros

I liked how it was integrated with my Samsung mobile Phone. It made in app purchasing quick, and the app is intuitive if you have a Samsung Phone.

Cons

I am a purist so I almost always have my wallet and debit card on me. When the app first came out I was keen to use it, but over time Google Pay just proliferated. This may not still be the case but when the Samsung Pay app first came out it was not accepted at many POS terminals near me. So I stopped using it. Then recently I had a few experiences where I happened to leave my wallet at home. I had a new Samsung Phone but had not enabled the app. I also did not remember my debit card to enter it in. But somehow Google pay was working. It was because I had used it on my desktop to purchase something online and it saved my information. I was saved! Ever since then I have used Google pay. Google did a better job of integrating it. Perhaps it was just my luck, but I have also never had a terminal not accept Google pay.

Abdelrahman
  • Industry: Supermarkets
  • Company size: 2–10 Employees
  • Used Monthly for Free Trial
  • Review Source
Value for Money
5
Functionality
4
Ease of Use
5
Customer Support
5

5
Reviewed on 16/02/2023

The app is very good

Pros

Security, ease of use, access and credibility

Cons

There is nothing that I did not like, it is easy and simple to use

Verified Reviewer
  • Industry: Security & Investigations
  • Company size: 51–200 Employees
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
0
Functionality
5
Ease of Use
5
Customer Support
0

5
Reviewed on 09/03/2023

My Review for Samsung Pay

Pros

When configured properly, it is quick and convenient.

Cons

There is not much support for Samsung Pay in my location.

Verified Reviewer
  • Industry: Financial Services
  • Company size: 1,001–5,000 Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
4
Functionality
4
Ease of Use
3
Customer Support
0

5
Reviewed on 15/10/2021

Good solution for retiring your wallet

Very satisfied.

Pros

Easy to make payments,
Good security features.
Accumulate points every purchase and exchange for goods.

Cons

Has some issues with some payment machines.
Small range of accepted banks.

Stephanie
  • Industry: Consumer Goods
  • Company size: 10,000+ Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Functionality
5
Ease of Use
5
Customer Support
5

5
Reviewed on 24/04/2022

Great product

Pros

This software is easy to use, it actually works more places then apple pay does as well. It functions the same as most tap to pay services and is utilized at many stores.

Cons

There really are no cons to this product, any errors that pop up are usually issues with the store or the phone not the product itself.

marquita
  • Industry: Design
  • Company size: 2–10 Employees
  • Used Daily for 1+ year
  • Review Source
Value for Money
0
Functionality
5
Ease of Use
5
Customer Support
0

3
Reviewed on 29/04/2022

Love everything Samsung! As big as the brand is you'd the Samsung Pay would be more popular

Ill have to give Samsung Pay a hard 6

Pros

I love the ability to use Samsung Pay because I am a die hard Samsung fan but.... Samsung Pay is just not accepted as widely as the other NFC pay apps. Sometimes I've went into establishments that don't state they accept Samsung Pay and it works but its rare, it's just not everywhere.

Cons

Samsung Pay isn't as popular with most establishments as the the other NFC payments apps are. I'm all for Samsung, but it's just not available. Maybe I'll give it another try in the future.

Verified Reviewer
  • Industry: Capital Markets
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
0
Functionality
4
Ease of Use
5
Customer Support
4

5
Reviewed on 02/06/2021

Samsung Pay

Pros

This app is very secure, reliable and easy to use.

Cons

It was not work when i want to pay different products.

Verified Reviewer
  • Industry: Computer Software
  • Company size: 10,000+ Employees
  • Used Daily for 6-12 months
  • Review Source
Value for Money
5
Functionality
4
Ease of Use
4
Customer Support
5

4
Reviewed on 15/04/2021

Great payment tool without cards

Quite satisified and a good payment option to have.

Pros

1. Contactless payment helps in Covid
2. No need to carry wallet anymore
3. Accepted at a lot of payment places
4. Can store different cards at one location on samsung pay
5. Good cashback options

Cons

1. Still needs acceptance at most places. Can't rely on it fully yet.
2. More options would be preferred

260 reviews

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