---
description: Review of Cardinity Software: system overview, features, price and cost information. Get free demos and compare to similar programs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Cardinity | Reviews, Pricing & Demos - SoftwareAdvice GB
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/4526/online-payment/software) > [Cardinity](/software/217699/cardinity)

# Cardinity

Canonical: https://www.softwareadvice.co.uk/software/217699/cardinity

> Cardinity enables websites to accept credit and debit card payments for products and services directly. Established in Lithuanian, expanded to almost every European country. We are a licensed payment institution regulated by the Central Bank of the Republic of Lithuania (License) and active in the European Union. Cardinity is registered on VISA Europe and is the principal member of MasterCard International in order to provide credit card processing services for online businesses. We are certified as a PCI-DSS Level 1 Service Provider.


For a business to be accepted for online payments with Cardinity they must be EU/EEA registered, not in our prohibited business list, and comply with our website requirements. For a merchant to start accepting payments using our services, first of all they must register at: https://register.cardinity.com/en. After that our team will prompt you for further steps until you sign a merchant agreement. The whole procedure usually lasts about 48 hours. So merchants can accept payments in barely 2 days. 


When a merchant agreement is signed, a business and it's website is fully liable for payments with credit and debit cards. To start accepting payments a merchant has to integrate using our premade modules or custom API/SDK integration. All the information needed can be found here: https://cardinity.com/developers

For any information or questions, contact merchants@cardinity.com
For partnership offer contact partners@cardinity.com
> 
> Verdict: Rated **5.0/5** by 2 users. Top-rated for **Likelihood to recommend**.

-----

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **5.0/5** | 2 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 5.0/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 100% | (10/10 Likelihood to recommend) |

## About the vendor

- **Company**: Cardinity
- **Founded**: 2007

## Commercial Context

- **Starting Price**: €0.25
- **Pricing model**: Flat Rate
- **Pricing Details**: Fixed fee + percentage of a transaction starting from 1.35 %
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop)
- **Supported Languages**: English, Lithuanian
- **Available Countries**: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands and 10 more

## Features

- API
- Debit/Credit Card Processing
- Mobile Payments
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Gateway Integration
- Recurring/Subscription Billing
- Reporting/Analytics
- Transaction Monitoring

## Integrations (7 total)

- Drupal Commerce
- OXID eShop
- OpenCart
- PrestaShop
- Shopify
- WHMCS
- WooCommerce

## Support Options

- Email/Help Desk
- FAQs/Forum
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.softwareadvice.co.uk/directory/4526/online-payment/software)

## Alternatives

1. [PayPal](https://www.softwareadvice.co.uk/software/104664/paypal) — 4.6/5 (26383 reviews)
2. [Venmo](https://www.softwareadvice.co.uk/software/317580/venmo) — 4.7/5 (9280 reviews)
3. [Stripe](https://www.softwareadvice.co.uk/software/49509/stripe) — 4.6/5 (3332 reviews)
4. [Square Payments](https://www.softwareadvice.co.uk/software/374157/square-payments) — 4.7/5 (2681 reviews)
5. [Square Point of Sale](https://www.softwareadvice.co.uk/software/374161/square-register-pos) — 4.6/5 (3028 reviews)

## Reviews

### "Good service, quick responses" — 5.0/5

> **Noah** | *12 October 2017* | Recommendation rating: 9.0/10
> 
> **Pros**: Saw a chance to save some extra money so decided to try them out and it's all great.
Finally, I do not need to worry about fees during slow periods.
> 
> **Cons**: At first we had some issues implementing payments into our own system.
Good thing their support pointed to the right direction, so we managed to proceed further.

If you are planning to make recurring payments from your own e-shop you might need to hire a professional programmer to help you out. Plugin I used didn't have it implemented.

-----

### "Low rates payment gateway" — 5.0/5

> **Jonas** | *27 December 2016* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> Accept all major credit and debit cards for a minimal cost for as low as 0.25 EUR + 1.7% (the friendliest price in the market that can decrease even further depending on your turnover). Also smooth integration between your e-commerce system and Cardinity payment service (a clear guide on integration procedures is provided). Recommend to you.

## Links

- [View on SoftwareAdvice](https://www.softwareadvice.co.uk/software/217699/cardinity)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.softwareadvice.com/online-payment/cardinity-profile/> |
| en-AU | <https://www.softwareadvice.com.au/software/217699/cardinity> |
| en-GB | <https://www.softwareadvice.co.uk/software/217699/cardinity> |
| en-IE | <https://www.softwareadvice.ie/software/217699/cardinity> |
| en-NZ | <https://www.softwareadvice.co.nz/software/217699/cardinity> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"SoftwareAdvice UK","address":{"@type":"PostalAddress","addressLocality":"Egham","addressRegion":"ENG","postalCode":"TW20 9AH","streetAddress":"Tamesis, The Glanty, Staines-upon-Thames Egham TW20 9AH United Kingdom"},"description":"Software Advice helps businesses in the UK find the best software with confidence. Compare software options and learn more from our research and user reviews.","email":"info@softwareadvice.co.uk","url":"https://www.softwareadvice.co.uk/","logo":"https://dm-localsites-assets-prod.imgix.net/images/software_advice/logo-white-d2cfd05bdd863947d19a4d1b9567dde8.svg","@id":"https://www.softwareadvice.co.uk/#organization","@type":"Organization","parentOrganization":"G2.com, Inc.","sameAs":[]},{"name":"Cardinity","description":"Cardinity enables websites to accept credit and debit card payments for products and services directly. Established in Lithuanian, expanded to almost every European country. We are a licensed payment institution regulated by the Central Bank of the Republic of Lithuania (License) and active in the European Union. Cardinity is registered on VISA Europe and is the principal member of MasterCard International in order to provide credit card processing services for online businesses. We are certified as a PCI-DSS Level 1 Service Provider.\n\n\nFor a business to be accepted for online payments with Cardinity they must be EU/EEA registered, not in our prohibited business list, and comply with our website requirements. For a merchant to start accepting payments using our services, first of all they must register at: https://register.cardinity.com/en. After that our team will prompt you for further steps until you sign a merchant agreement. The whole procedure usually lasts about 48 hours. So merchants can accept payments in barely 2 days. \n\n\nWhen a merchant agreement is signed, a business and it's website is fully liable for payments with credit and debit cards. To start accepting payments a merchant has to integrate using our premade modules or custom API/SDK integration. All the information needed can be found here: https://cardinity.com/developers\n\nFor any information or questions, contact merchants@cardinity.com\nFor partnership offer contact partners@cardinity.com","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/ddff0259-5d83-489a-b210-d832cfeefd24.png","url":"https://www.softwareadvice.co.uk/software/217699/cardinity","@id":"https://www.softwareadvice.co.uk/software/217699/cardinity#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.co.uk/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":5.0,"bestRating":5,"ratingCount":2},"offers":{"price":"0.25","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud, Apple, Windows"},{"@id":"https://www.softwareadvice.co.uk/software/217699/cardinity#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/4526/online-payment/software","@type":"ListItem"},{"name":"Cardinity","position":3,"item":"/software/217699/cardinity","@type":"ListItem"}]}]}
</script>