---
description: Compare Xero vs Invoice Ninja regarding their features, reviews, pricing, specifications, screenshots & more.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/software_advice/og_logo-55146305bbe7b450bea05c18e9be9c9a.png
title: Xero vs Invoice Ninja Comparison
---

Breadcrumb: [Home](/) > [Financial Reporting Software](/directory/1904/financial-reporting/software) > [Xero \<span\>vs\</span\> Invoice Ninja](https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja)

# Compare Xero vs Invoice Ninja

Canonical: https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja

> Detailed comparison between Xero and Invoice Ninja. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Xero | Invoice Ninja |
| **Overall rating** | 4.4/5 | 4.7/5 |
| **Total Reviews** | 3273 | 166 |
| **Starting Price** | £10.00 | US$10.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Documentation, Videos |

## Key features

### Xero

- API
- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Billing & Invoicing
- Contact Database
- Contingency Billing
- Customisable Branding
- Customisable Templates
- Hourly Billing
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Project Billing
- Real-Time Data
- Real-Time Reporting
- Recurring Invoicing
- Time Tracking

### Invoice Ninja

- API
- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Billing & Invoicing
- Contact Database
- Contingency Billing
- Customisable Branding
- Customisable Templates
- Hourly Billing
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Project Billing
- Real-Time Data
- Real-Time Reporting
- Recurring Invoicing
- Time Tracking

## Links

- [View Xero Profile](https://www.softwareadvice.co.uk/software/2976/xero)
- [View Invoice Ninja Profile](https://www.softwareadvice.co.uk/software/114348/invoice-ninja)
- [View Original Comparison](https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Xero vs Invoice Ninja Comparison","description":"Compare Xero vs Invoice Ninja regarding their features, reviews, pricing, specifications, screenshots & more.","url":"https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja","about":[{"@id":"https://www.softwareadvice.co.uk/software/2976/xero#software"},{"@id":"https://www.softwareadvice.co.uk/software/114348/invoice-ninja#software"}],"breadcrumb":{"@id":"https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja#webpage","isPartOf":{"@id":"https://www.softwareadvice.co.uk/#website"},"inLanguage":"en-GB","publisher":{"@id":"https://www.softwareadvice.co.uk/#organization"}},{"name":"Xero","description":"Xero is a cloud-based accounting platform designed to assist small and midsize businesses with financial operations management, financial visibility and business performance optimization and more. The platform helps automate accounting tasks and maintain accurate financial records. It offers expense management tools that enable users to track and manage business expenses. Key features include invoicing, quoting, making and collecting payments, tax payment, employee and workforce management, bank reconciliation, expense management, projects handling, reporting and analytics and security measures. Users can capture receipts, categorize expenses and submit them for approval. Xero also supports expense claims, allowing employees to submit their expenses for reimbursement. It provides detailed expense reports, helping businesses monitor spending and identify cost-saving opportunities.\n\nOne of the core features of Xero is its invoicing capability. The solution allows accountants and bookkeepers to create and send professional invoices to clients, track their status and receive payments online. Users can customize invoice templates to align with their brand identity and set up automated reminders for overdue payments. It supports multi-currency invoicing, making it suitable for businesses with international clients. Xero's bank reconciliation feature is designed to streamline the process of matching bank transactions with accounting records. The tool automatically imports bank transactions and suggests matches based on historical data. Users can also create custom bank rules to automate the categorization of recurring transactions. Xero also provides real-time updates on cash flow, helping businesses maintain accurate financial records.\n\nXero includes payroll management functionalities that assist businesses in managing employee payroll and compliance. It allows users to process payroll, calculate taxes and generate payslips. It also supports direct deposit, enabling businesses to pay employees electronically. Additionally, Xero provides tools for managing employee leave and tracking work hours, ensuring accurate payroll processing and compliance with labor regulations. Xero complies with the Payment Card Industry Data Security Standard, and produces Service Organization Control (SOC 2) reports. It also offers a range of reporting and analytics tools that provide valuable insights into business performance. Users can generate custom financial reports, such as profit and loss statements, balance sheets and cash flow statements. Xero's dashboard provides a real-time overview of key financial metrics. The tool supports budgeting and forecasting, enabling businesses to plan for future growth and manage financial risks.\n\nXero integrates with several third-party applications, including CRM systems, eCommerce platforms and payment gateways. Xero’s integrated practice management software includes Xero HQ, Xero Practice Manager, Xero Workpapers and Xero Tax. It connects businesses with their bank, their advisor, accounting tools, payment services and more. These integrations facilitate data synchronization and optimize overall operational. Data is protected by multiple layers of security, including encryption and the platform is subject to strict privacy controls as it uses multi-factor authentication.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/5b3df1a1-b6fb-46d0-bc99-15b50f6d8a07.png","url":"https://www.softwareadvice.co.uk/software/2976/xero","@type":"SoftwareApplication","@id":"https://www.softwareadvice.co.uk/software/2976/xero#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.co.uk/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":3273},"offers":{"price":"10","@type":"Offer","priceCurrency":"GBP"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Invoice Ninja","description":"Create. Send. Get Paid.\n\nInvoice Ninja is the leading small-business platform to invoice, accept payments, track expenses &amp; time tasks. Designed for freelancers and small to medium size businesses, Invoice Ninja is a suite of apps to help you get paid.\n\nIncredibly easy to use\n\nInvoice Ninja was built to serve freelancers and business owners with a complete suite of invoicing &amp; payment tools to advance your business. \n\nInvoicing &amp; Payments\n\nEvery feature is geared towards accurate and secure invoicing and getting you paid. Instead of using Word and Excel docs, nondescript PayPal forms or overpriced software, with Invoice Ninja you can send beautiful branded invoices with minimum of effort and maximum professionalism. \n\nTime Tracker &amp; Projects\n\nThe feel of desktop software but with the power of a web-based app.\n\nThe time-tracker app can either launched from within your online Invoice Ninja account, or using a downloaded desktop icon. Just click, and begin! Create projects and individual tasks per project. When done, simply “Send task to invoice” and all details will be sent ready for your clients to pay!\n\nTrack Vendors &amp; Expenses\n\nWith Invoice Ninja, all your earnings, expenses, clients and vendors are stored and managed in one system. Categorize your vendors &amp; re-invoice expenses to clients, or simply run expense reports.\n\nAll of these features combine to help you receive the money you deserve and reduce the amount of time you spend on repetitive invoicing tasks. Spend less time on paperwork and more time at your craft.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/a362913e-3264-4c37-bfea-b4f3ed432c27.png","url":"https://www.softwareadvice.co.uk/software/114348/invoice-ninja","@type":"SoftwareApplication","@id":"https://www.softwareadvice.co.uk/software/114348/invoice-ninja#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.softwareadvice.co.uk/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":166},"offers":{"price":"10","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Reporting Software","position":2,"item":"/directory/1904/financial-reporting/software","@type":"ListItem"},{"name":"Xero vs Invoice Ninja","position":3,"item":"https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja","@type":"ListItem"}],"@id":"https://www.softwareadvice.co.uk/compare/2976/114348/xero/vs/invoice-ninja#breadcrumblist"}]}
</script>